Tag: 苏州东吴水韵4楼998

Gear Up Gear Giveaway!

first_imgName: Email*: Phone Number: Address*: City*: State*: ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYZip Code*: I certify that I am over the age of 18.WIN ONE MORE ENTRY IN THIS CONTEST! I would like to receive updates from BRO, and prize partners straight to my inbox!* denotes required field Sign up for your chance to win awesome gear from our Gear Up Gear Giveaway partners: Bridgedale MerinoFusion Trekker Socks, ENO LoungerDL Chair, Recover Beanie, IceMule PRO Large Cooler, Watershed Chattooga Duffel, Osprey Transporter 65, Mountain House Breakfast Bucket, SPOT Gen3 Satellite GPS Messenger and Walkabout Outfitter. Rules and Regulations: Package must be redeemed within 1 year of winning date. Entries must be received by mail or through the www.blueridgeoutdoors.com contest sign-up page by 12:00 Midnight EST on December 15, 2017 – date subject to change. One entry per person. One winner per household. Sweepstakes open only to legal residents of the 48 contiguous United States and the District of Columbia, who are 18 years of age or older. Void wherever prohibited by law. Families and employees of Blue Ridge Outdoors Magazine and participating sponsors are not eligible. No liability is assumed for lost, late, incomplete, inaccurate, non-delivered or misdirected mail, or misdirected e-mail, garbled, mis-transcribed, faulty or incomplete telephone transmissions, for technical hardware or software failures of any kind, lost or unavailable network connection, or failed, incomplete or delayed computer transmission or any human error which may occur in the receipt of processing of the entries in this Sweepstakes. By entering the sweepstakes, entrants agree that Blue Ridge Outdoors Magazine and their promotional partners reserve the right to contact entrants multiple times with special information and offers. Blue Ridge Outdoors Magazine reserves the right, at their sole discretion, to disqualify any individual who tampers with the entry process and to cancel, terminate, modify or suspend the Sweepstakes. Winners agree that Blue Ridge Outdoors Magazine and participating sponsors, their subsidiaries, affiliates, agents and promotion agencies shall not be liable for injuries or losses of any kind resulting from acceptance of or use of prizes. No substitutions or redemption of cash, or transfer of prize permitted. Any taxes associated with winning any of the prizes detailed below will be paid by the winner. Winners agree to allow sponsors to use their name and pictures for purposes of promotion. Sponsors reserve the right to substitute a prize of equal or greater value. All Federal, State and local laws and regulations apply. Selection of winner will be chosen at random at the Blue Ridge Outdoors office on or before December 15, 2017 – date and time subject to change. Winners will be contacted by the information they provided in the contest sign-up field and have 7 days to claim their prize before another winner will be picked. Odds of winning will be determined by the total number of eligible entries received. One entry per person or two entries per person if partnership opt-in box above is checked.last_img read more

‘More’ foreclosures predicted under new rules

first_imgDoes your experience match this?by: Mary Auestad ArnoldBrian Dolan predicts that in many areas of the U.S. the number of foreclosures during the first six months of 2015 will exceed the number during the first six months of 2014.Dolan is an attorney with the credit union group of Kaufman and Canoles, Norfolk, Va. The seventh prediction in the winter 2015 issue of his firm’s “Credit Union Legal Update” explains his thinking:“The new mortgage servicing rules, which took effect in 2014, now prevent the first notice of foreclosure until a member is more than 120 days delinquent. This rule artificially decreased the foreclosure rate during the first half of 2014. The second half of 2014 saw the foreclosure rate increase in comparison to the first half of the year.“Also, as result of the 120-day prohibition, by the time many members now seriously attempt to cure their default, the deficiency has become so large that they cannot secure the necessary funds,” the article continues. “Thus, we predict the foreclosure rate during the first half of 2015 may be closer to the rate in 2013 than the rate in 2014.” continue reading » 28SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more