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Tips for building lasting financial relationships with millennials

first_imgThe words “lasting” and “Millennial Generation” don’t typically seem to go together. Most people’s false stereotypes of the Millennials include they are over-praised whiners, kids who jump from fad to fad, and a group that is more concerned about technology connection than personal interaction.However, according to a recent e-book from Credit Union Student Choice, financial institutions can successfully connect and build relationships with Gen. Y. Offering more than just theory and a bunch of statistics most people already know, Millennials: How Credit Unions Can Build, Strengthen and Maintain Lasting Relationships provides practical tips and suggestions for reaching this key demographic. And at 38 pages in e-book format you can quickly review the pertinent points.In all honesty, it is one of the best resources I’ve read in many years on a topic (reaching the Millennial Generation) near and dear to almost every financial institution. It has many answers to questions credit unions and banks are asking when it comes to reaching Gen. Y. Like, “who are these people,” “how do they really like to be treated,” and “what changes should financial institutions make to connect with them?” continue reading » 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

This AI security camera offers high night-vision performance » Gadget Flow

first_imgEZVIZ C3X isn’t your typical home security camera. That’s because it’s designed to give you colorful, detailed images at the time when it’s most difficult to record them: nighttime. And it does that without the help of harsh supplemental lighting. Also, its AI algorithms provide accurate alerts when people and vehicles appear in your designated zones, decreasing the likelihood that you’ll get false notifications. In the box, you’ll receive the C3X 1080p Wi-Fi Camera, Drill Template, Cat5 Waterproofing Kit, Power Adaptor, Quick Start Guide, and Screw Kit. So it comes with pretty much everything you need to get it up and running right out of the box.See colored images, even at nightYes, it’s possible to get high-quality color vision at night from a security camera. The C3X achieves this thanks to its Dual-Lens Color Night Vision. This technology allows one lens to record ambient brightness while another captures color information. The two images then merge to create visuals with incredible detail and realistic color. These are the images you want to see before you check your camera one last time before bed.EZVIZ C3X AI-powered cameraEZVIZ C3X AI-powered camera outside with treesGet intelligent person and vehicle detection- Advertisement – EZVIZ C3X AI-powered cameraEZVIZ C3X AI-powered camera outside during the day – Advertisement – But this AI security camera isn’t just about visuals. It’s also quite intelligent. Its built-in algorithm doesn’t require an additional subscription and lets the C3X identify movement from humans and vehicles. This ensures that the alerts it sends to you are relevant to your home’s security. Finally, you’ll have a smart home device that’s truly clever; it can take a shift for you when no one’s watching.EZVIZ C3X AI-powered cameraEZVIZ C3X AI-powered camera outside of a homeProtect the areas that matterWith this security system, you can make sure that specific areas surrounding your property are protected. Draw designated zones in your camera’s field of view where you want it to keep people, cars, or both out. When the camera detects objects in those areas, it will sound a large siren and flash a strobe light to frighten intruders. Also, it’ll send you a notification in less than a second during those scenarios.EZVIZ C3X AI-powered camera– Advertisement – EZVIZ C3X AI-powered camera EZVIZ C3X AI-powered cameracenter_img Do you wish you could get a clearer picture of your property or business at night? It’s possible when you have the EZVIZ C3X AI-powered security camera. This unique home security gadget gives you vivid, color footage in the dark and even has a learning algorithm that detects humans and vehicles.If you’re a home or business owner, you know that it’s important to see what’s going on around your property at night. The trouble is, most security cameras have pretty sub-par night vision capabilities. In most cases, when you check your security camera in the dark, all you see are black and white images without much detail. Is that shape at the end of your driveway a bush or an intruder? You hope for the best. But when you have a home security camera, you shouldn’t have to just hope everything is ok; your camera needs to reassure you. And it’s this assurance that the EZVIZ C3X AI-powered camera hopes to provide. It’s an AI security camera that provides vivid, colorful nighttime images. EZVIZ C3X AI-powered camera in useSet customizable voice alertsThis AI security camera even talks to guests—both the welcome and unwelcome kind—when it detects activity. You can personalize messages to warn off trespassers or welcome friends when they visit. Or if visitors park in off-limits areas, the C3X can instruct them to leave their cars in another location.EZVIZ C3X AI-powered cameraEZVIZ C3X AI-powered camera on an exterior wallChoose a weatherproof security camera with free 24-hour storageYou won’t have to worry about the weather affecting this smart home security camera. It has a whole metallic enclosure and an IP67 rating. This means it can withstand rainy, stormy, sunny, and even snowy conditions. Another cool—and cost-friendly—feature is the C3X’s free, 24-hour cloud storage. It lets you view footage for the past 24 hours at no cost. All information recorded by the device to the server is protected with bank-level encryption and IOS/IEC 21001.EZVIZ C3X AI-powered cameraEZVIZ C3X AI-powered camera close upEnjoy top-of-the-line home securityAccording to EZVIZ, this AI security camera is a fully-featured security system that goes beyond a conventional home camera. It includes Full HD image quality, two-way audio, customizable alarms, intelligent AI algorithms, and color night vision. So it’s one gadget that provides complete security coverage.The EZVIZ C3X AI-powered camera provides unparalleled color nighttime images. And that’s a feature that really makes this camera a worthwhile investment; there’s nothing worse than seeing something unfamiliar—and indiscernible—on your security camera at night. This AI security camera also lets you set specified zones and has Intelligent Person and Vehicle Detection. It’s a complete home security setup and one that families, businesses, and property owners everywhere can appreciate. It’s a gadget that’s sure to boost security wherever you place it.The EZVIZ C3X AI-powered camera costs $99.99, and you can orders yours.What do you look for in a security camera? Let us know your thoughts or if you already own a home security camera you love in the comments. Lauren has been writing and editing since 2008. She loves working with text and helping writers find their voice. When she’s not typing away at her computer, she cooks and travels with her husband and two daughters. – Advertisement –last_img read more

FRC finds support for stewardship code to mirror section 172 duty

first_imgThe UK’s accounting and audit regulator has highlighted support for new stewardship requirements for investors similar to those currently imposed on company directors.Respondents to a recent Financial Reporting Council (FRC) consultation supported modifying the UK stewardship code to include a duty for investors similar to section 172 of the UK Companies Act.The accounting watchdog is due to present a revised stewardship code for public consultation later this year, but asked for views on some initial questions when it consulted on amendments to the corporate governance code in December.The FRC floated the idea of a “section 172 for asset managers”. Under this part of the UK’s Companies Act 2006, directors have a duty to promote the success of a company for the benefit of shareholders, but in doing so they must have regard to a number of other factors and stakeholders, including employees. Reporting on feedback to both consultations yesterday, the FRC said the majority of respondents were in favour of the stewardship code mirroring at least some elements of the code for listed companies.“Many respondents were in favour of including a similar duty for investors as exists under section 172 of the Companies Act for directors,” the FRC reported.The revised corporate governance code, which was unveiled yesterday, asks boards to describe how they have considered the interests of stakeholders when performing this duty – or to explain why they haven’t done so.The FRC said there was support for stewardship code signatories to report on how they had considered a wide range of stakeholders in their own organisations, their investment process, and the companies in which they invest.There was support for strengthening the definition of the purpose of stewardship and for including issues such as culture and diversity and workforce matters within the code.However, many respondents were wary about the code including a prescribed list of environmental, social and corporate governance (ESG) issues to be monitored and acted on.The FRC said: “There was a broad preference for the stewardship code to encourage a focus on material long-term issues, or to require a description of how investments and stewardship approaches align with clients’ long-term interests, as a useful way of encouraging signatories to consider ESG issues, without being too prescriptive.”Stewardship by bondholdersA majority of respondents also felt it would be helpful to have clearer expectations of the stewardship roles and responsibilities of those “at different points in the investment chain”, the FRC reported.Many respondents called for specific attention to be paid to the role of proxy advisers.The current stewardship code, which was last reviewed in 2012, is primarily concerned with the role of investors as shareholders in publicly listed companies. According to the FRC, however, there was broad agreement among respondents that “including an increased range of asset classes… would be helpful, with fixed income assets being the most frequently cited as appropriate for inclusion”.There were 109 responses to the December 2017 consultation questions on the stewardship code. A breakdown by type of respondent was not provided.The UK stewardship code is aimed at fund managers, pension fund trustees and other asset owners and can also be used by service providers.The FRC recently appointed a 17-strong committee of investors to help inform its future work on issues such as corporate governance and stewardship.last_img read more

Cricket News Sri Lanka head coach asked to return home from South Africa

first_imgHead Coach of Sri Lanka Cricket is set to return home after boards’ statement. The ODI series between two sides will be followed by a T20 series.Sri Lanka has slipped in the ICC rankings and failed to secure automatic qualification for 2020 T20 World Cup in Australia. However, under him, Sri Lanka has slipped in the ICC rankings and failed to secure automatic qualification for 2020 T20 World Cup in Australia. They may be struggling in ODIS but Sri Lanka made history by becoming the first Asian team to win a Test series in South Africa.Sri Lanka did exceedingly well in the longest format of the game to upstage Proteas in their own den. However, in the limited overs setup, it has been one-way traffic with South Africa being on the driver’s seat. The ODI series will be followed by a T20 series.  highlights New Delhi: Sri Lanka head coach Chandika Hathurusinghe was on Thursday told to return home from South Africa in the middle of the ODI series and fielding coach Steve Rixon will take charge of the team for the subsequent T20 series.”Hathurusinghe has been asked to return from South Africa after the final ODI. Steve Rixon will take charge for the T20 series,” Shammi Silva, the Sri Lanka Cricket President said on Thursday. Hathurusinghe will be returning to Sri Lanka after the final ODI game in Cape Town on March 16.South Africa are leading the series 4-0. Rixon, the fielding coach, will take charge of the team for the three T20 games between March 19 and 24, Silva said. Silva said the SLC will ask Hathurusinghe about his plans for the World Cup in England from May-July. Hathurusinghe became Sri Lanka’s head coach in December 2017 after leading Bangladesh to success. For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps.last_img read more

MLB coronavirus update: Rob Manfred’s comments in response to Marlins outbreak not reassuring

first_imgThe league postponed two games scheduled for Monday but let nine others go on. Another one between the White Sox and Indians was postponed because of rain. The Marlins’ Tuesday contest against the Orioles has also been placed on hold.Watch Commissioner Manfred’s entire interview with Tom Verducci on MLB Tonight. pic.twitter.com/oAyJ1NoEyk— MLB Network (@MLBNetwork) July 27, 2020MORE: Justin Verlander shut down with arm injuryDodgers pitcher David Price, who opted out of the season, was among those critical of MLB on Monday after reports of the Miami outbreak emerged. Price said he was at home because the league couldn’t be trusted to take care of its players.”I can see that hasn’t changed,” Price wrote on Twitter.Manfred said he disagreed with Price’s assessment during his TV interview.Here are the main takeaways from what Manfred said:MLB doesn’t have a threshold of positive tests that would wipe out seasonThe most concerning part of Manfred’s conversation with owners and TV spot was his inability to set a positive test total that would stop action around the league right away. It was also worrisome how he framed the matter as one of competitiveness and health, rather than just the wellbeing of players.Manfred started out his TV interview by focusing on safety, telling Tom Verducci, “Our first concern, obviously, is the health of the players and their families and making sure we do everything possible to minimize the spread of the virus among our employees.”But when asked specifically what it would take to end the season, Manfred began by framing things from an on-field perspective.”I think a team losing a number of players that rendered it completely non-competitive would be an issue that we would have to address and think about making a change,” Manfred said.Manfred added that if it “starts to become a health threat” there could be a shutdown, but did not explain at what point MLB would view the infection of its players as dangerous. He also said this was not a nightmare scenario.Each MLB team has a 60-player pool it can draw from this season and a specific coronavirus IL designation it can use on infected players.MLB doesn’t know where Marlins outbreak came fromManfred acknowledged the source of the COVID-19 spread within the Marlins’ clubhouse was unknown despite the presence of contact tracing methods with each team. Knowing where the outbreak started is important because it would allow MLB to grasp who else the virus might have infected.”We have some theories as to what might have happened, but nothing definitive at this point,” Manfred.MLB is still awaiting more test resultsManfred said additional COVID-19 tests would help determine whether MLB would cancel additional games. For now, though, the plan is for the Marlins to resume action Wednesday night in Baltimore. MLB commissioner Rob Manfred talked to owners and went on MLB Network on Monday to explain his approach to the 2020 season after at least 14 members of the Marlins tested positive for COVID-19 over the weekend.Manfred made clear he doesn’t intend to cancel the season, but he wasn’t able to provide firm parameters for what might force a hard stoppage to the campaign nor did he attempt to assuage concerns that coronavirus outbreak had spread from the Marlins to another MLB team.last_img read more

Tiger Woods score, results, highlights from up-and-down Round 1 at PGA Championship

first_imgThe quest for No. 16 starts now…. #PGAChamp pic.twitter.com/Ww2DJTzjaL— PGA Championship (@PGAChampionship) August 6, 2020Shot 2: Tiger goes after the ball with a 3-wood, but the shot is short and right of the green. That’ll be tough to salvage birdie from here. He’s clearly not pleased with it either:Tiger one step into the rough. Still pulls lumber. First f-bomb of the day! This must be a major. pic.twitter.com/zrCynsyfUK— Alan Shipnuck (@AlanShipnuck) August 6, 2020Shot 3: And Tiger’s shot is a beauty — he lobs it on the green 6 feet from the pin. Very makeable birdie attempt coming up.Shot 4: Birdie! Tiger sinks the shot from 6 feet out to go 1-under for the round. On to the next one.The silence is … deafening.This must be a first: Tiger Woods introduced on the tee at a major championship and … utter silence. So weird @PGAChampionship pic.twitter.com/B0oHR2y78X— Ron Kroichick (@ronkroichick) August 6, 2020 Tiger Woods didn’t play his best round of golf at the PGA Championship on Thursday, and it was still good enough for a 2-under-par 68 — good for a top-20 finish.Tiger started the day in ideal fashion, getting a birdie out of the gate on the par-5 10th hole. Three hole laters, he sunk a 30-foot birdie to go 2-under through two holes and appeared set to challenge for the top spot. He bogeyed on Holes 13 and 4, however — no thanks to an abysmal drive game — to fall back to even for the round. Yet just when it looked like Tiger would slug his way through a disappointing round, he fired off three birdies in the last six holes to go 2-under for the day. He’ll likely find several points to improve on for Round 2 (pulling on his drives, a hit-or-miss approach game and a couple of missed short putts), but Tiger at least is within striking range of leader Jason Day (5-under par through one round).Sporting News tracked Tiger Woods’ first round at the 2020 PGA Championship, including stats and highlights. Follow below for complete results.MORE: Watch the PGA Championship live with fuboTV (7-day free trial)PGA Championship live leaderboardFor complete scores, check out SN’s full PGA Championship leaderboard, featuring Woods and the rest of the field.Tiger Woods score, highlights from Round 1(Updates in reverse chronological order).Hole (Par)Tiger’s score (Overall)Place10 (5)1-under par (-1)T-311 (3)1-under par (-1)T-312 (4)1-under par (-1)T-413 (4)2-under par (-2)T-114 (4)1-under par (-1)T-1215 (4)1-under par (-1)T-1816 (4)1-under par (-1)T-2017 (3)1-under par (-1)T-1818 (4)1-under par (-1)T-211 (4)Even par (even)T-362 (4)Even par (even)T-373 (3)Even par (even)T-374 (5)1-under par (-1)T-215 (4)2-under par (-2)T-156 (4)2-under par (-2)T-147 (4)3-under par (-3)T-98 (3)2-under par (-2)T-189 (4)2-under par (-2)T-18Hole 9: Par 4, 515 yards (par)Shot 1: Was Tiger taking out some of his frustrations on that drive? He absolutely smoked it.Shot 2: So-so approach with the iron gets Tiger about 25 feet from the pin. He has made it from this distance today and he’d love to finish the day with another birdie.Shots 3, 4: Beautiful putt lands within gimme range just short of the hole. He walks it in for par to end Round 1.Hole 8: Par 3, 251 yards (bogey)Shot 1: Tiger is short and right on the par-3 eighth, in the bunker.Shot 2: Chip shot lands Tiger 8 feet within the hole to salvage par. He’ll want to have this to maintain his momentum.Shot 3: He misses it — tough break. He’ll look to get that one back on the ninth.Shot 4: Bogey.Hole 7: Par 4, 340 yards (birdie)Shot 1: Tiger split it right down the fairway, using an iron on 7. He’s 131 yards from the hole after the 217-yard drive.Shot 2: Another iron shot gives Tiger a 13-foot look at birdie.Shot 3: Birdie! Tiger’s feeling it now — three in four holes to go 3-under for the round.Hole 6: Par 4, 472 yards (par)Shot 1: And Tiger’s back on the fairway on the sixth, blasting it 307 yards. He’s 165 yards from the hole.Shot 2: Tiger’s approach is OK: He’s sitting on the front of the green about 30, 35 feet from the pin.Shot 3: Good putt gets Tiger close, but no birdie. He’ll have par coming up.Shot 4: Par.Hole 5: Par 4, 346 yards (birdie)Shot 1: Tiger stripes it just off-center, 294 yards down the fairway — his first fairway since 15. He is 148 yards from the hole.Shot 2: And a good approach lands Tiger within 20 feet for birdie.Shot 3: Make that back-to-back birdies for Tiger! He sinks it from 13 feet out to go back to 2-under for the round. Not a bad turnaround with four holes remaining.Hole 4: Par 5, 607 yards (birdie)Shot 1: Left again on 4 (273-yard drive, 306 yards to the hole). Can’t afford to scramble here.Shot 2: Tiger has hacked his way out and is back on the fairway, 160 yards from the hole.Shot 3: A beautiful lob lands Tiger at about 4 feet for birdie. Great look coming up here.Shot 4: And he makes birdie! A much-needed shot to get Tiger back in the negative as he tackles the final five holes of the day.Hole 3: Par 3, 185 yards (par)Shot 1: Tiger is a little long and left on his approach — what else is new?Shot 2: Great chip by Tiger lands him close to the pin — gimme distance.Shot 3: And he makes par to remain even through 12 holes played. Gotta get something going on the par-5 fourth.Hole 2: Par 4, 446 yards (bogey)Shot 1: Another tee shot that’s far left, even of the bunkers. Tiger having some issues pulling it today: That’s his fifth straight.pic.twitter.com/BECCi5mQUT— Tiger Tracker (@GCTigerTracker) August 6, 2020Shot 2: Tiger’s back on the fairway, but well short of the green. Not doing himself any favors on his tee or approach shots.Shot 3: A nice pitch lot lands Tiger within 4-5 feet for par. Can’t take that for granted after 14.Shot 4: Missed it low — that’s rough. Might have made it if it were maybe 20 feet out, but that’ll send him back to par regardless.Shot 5: Bogey.Hole 1: Par 4, 393 yards (par)Shot 1: Not a bad tee shot, lands just left of the fairway. He’ll look to make up some ground here on the front nine.Shot 2: Tiger finally gets a decent approach — his first since Hole 12 — landing at 15 feet for birdie.Shots 3, 4: Tiger gets a decent look but misses it low and right. Hell settle for the two-putt par at 1.Hole 18: Par 4, 480 yards (par)Shot 1: Tiger put a little too much mustard on his tee — it’s a little left of the fairway in the rough.Shot 2: Big swing on the approach lands short and left of the green. Barring an inconceivable chip shot, he’s looking at an up-and-down for par.Shot 3: And Tiger’s chip goes well past the hole — 20 feet. Not looking good.Shot 4: Wow, Tiger manages to save par with another beautiful long putt. He turns 18 1-under, which is looking pretty good right about now.Hole 17: Par 3, 171 yards (par)Shot 1: Let’s let Tiger Tracker break down Tiger’s tee:Bad swing, hands off the club, disgusted and it’s 20 feet. Ha….— Tiger Tracker (@GCTigerTracker) August 6, 2020Shots 2, 3: Tiger two-putts from 27 feet out for par.Hole 16: Par 4, 336 yards (par)Shot 1: Tiger hits a low stinger off 16; it lands in the first bunker about 80 yards from the hole. Yikes.Shot 2: Not a great approach shot either. Lands on the green and rolls well into the rough on the other side.Shot 3: A nice chip by Tiger lands him 4 feet from the hole. Needs that to salvage this hole.Shot 4: And salvage it he does, avoiding the disaster on 14. He remains 1-under.Hole 15: Par 4, 401 yards (par)Shot 1: Tiger’s back at it with a smokeshow off the tee.Shot 2: A wedge shot from roughly 115 yards out lands short — 60 feet from the green — and backtracks. Not great after the beautiful tee shot.Shot 3: Good lag putt lands Tiger to within 3 feet. Anything other than par would be devastating here.Shot 4: Par. Onward.Hole 14: Par 4, 470 yards (bogey)Shot 1: Missed the drive left. Not ideal after a couple of beauts off the tee.Shot 2: Ball was in an awkward position off the tee, so Tiger ends up in the bunker short and left of the green. He’s likely going to need an up-and-down just to salvage par here.Shot 3: A great bunker shot lands Tiger about 5-6 feet to the hole. Needs that to salvage par.Shot 4: Oof. Tiger missed and was already walking on. Bad bogey on 14.Things you hate to see pic.twitter.com/1ImDiwJbaU— No Laying Up (@NoLayingUp) August 6, 2020Shot 5: Bogey.Hole 13: Par 4, 472 yards (birdie)Shot 1: Another great shot off the tee: 284 yards to the right fairway, 180 yards from the hole. Tiger’s picking up in that department after a couple of “meh” attempts to start the day.Shot 2: Tiger’s approach leaves him about 30 feet from the hole. Not the best.Shot 3: Birdie! A beautiful straight shot by Tiger on his fourth hole of the day. He’s got to be happy with that.A long birdie putt moves Tiger to 2-under.Full Leaderboard➡️ https://t.co/QV8fkpw4hG pic.twitter.com/b5AAmoUl3c— PGA Championship (@PGAChampionship) August 6, 2020Hole 12: Par 4, 493 yards (par)Shot 1: Tiger absolutely blisters it off the tee on the par-4 12th. Best tee off the day: roughly 308 yards and on the left side of the fairway.Shot 2: Good approach lands about 7 feet from the pin. Went right at it from 180 yards out — good luck at Tiger’s second birdie of the day coming up.Shot 3: Tiger misses it. Par shot coming up.Shot 4: Par.Hole 11: Par 3, 210 yards (par)Shot 1: Tiger’s cleared the bunker on 11, but it rolls to about 30 feet from the pin. Likely lag putt upcoming.Shot 2: Not enough break on Tiger’s putt — it falls on the low side. He should go even on his second hole of the day.Shot 3: Par. On to Hole 12.Hole 10: Par 5, 562 yards (birdie)Shot 1: And we’re off. Tiger is a little to the left off the tee, slightly into the rough, but he has plenty of room to adjust.last_img read more