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Nobel Prize winner discusses work in microcredit

first_imgMuhammad Yunus, the 2006 Nobel Peace Prize winner, spoke at the 2017-2018 Notre Dame Going Global Forum on Thursday night, addressing his work in social business. Yunus, who has been a pioneer in the realms of human development and microcredit, was named as this year’s recipient of the Ford Family Notre Dame Award for International Development and Solidarity.Prior to the presentation of the Ford Family Award, University President John Jenkins praised Yunus not only for his work in microcredit and microsavings, but also for his interest in social entrepreneurship.“Professor Yunus teaches us that a new way of doing business is possible,” Jenkins said. “One that leaves room for selflessness, for social concern and mutual responsibility. Economic development must not come at the expense of human dignity.”Ray Offenheiser, director of the Notre Dame Initiative for Global Development in the Keough School of Global Affairs, led the conversation with Yunus.Yunus discussed how his upbringing in Bangladesh exposed him to the economic and social issues he has fought to change throughout his life. Yunus said he saw how banks and the wealth distribution did not enable poor people to prosper.“What good is economics if it doesn’t solve the problems of the people around them,” Yunus said.Yunus felt overtaken by the concept of loansharking and the poor people who were victimized by the act, so he decided loan small amounts of money to these people himself in the form of a microloan.There are some academics who are skeptical of microfinance, Offenheiser said. However, Yunus said the system is very effective — the microloans are always eventually paid back by the borrowers.“The bank is owned by the borrowers themselves,” Yunus said. “This is the most well-managed bank in the whole country [of Bangladesh].”Despite Yunus’ development in microcredit, there is a “right” and “wrong” type of way to conduct this business, he said. Yunus warned against those who have taken his practices and ultimately used it for loansharking.“Economic services are like oxygen,” Yunus said. “If we don’t have oxygen, we cannot breathe, we cannot function. That’s what happens when we don’t have financial services. If you don’t have connection to the financial services, people cannot function. And then we call them poor people.”Yunus encouraged people to change the wealth distribution system. In order to aid human development, he said, it is necessary to make sure that wealth flows downward rather than upward.Tags: ford family notre dame award, going global forum, Keough School of Global Affairs, Muhammad Yunuslast_img read more

WSJ: U.S. Coal Sector Faces Reckoning

first_imgFull article ($): U.S. Coal Sector Faces Reckoning What isn’t sustainable are the publicly traded coal powers built atop the recent China-driven commodity boom, and the corporate structures—headquarters, salaries, pensions—they maintained. FacebookTwitterLinkedInEmailPrint分享John W. Miller for the Wall Street Journal:Peabody Energy Corp. warned Wednesday that it could go bankrupt, signaling the end of an era for listed U.S. corporate coal companies, even as their mines continue to fuel a big chunk of the country’s power stations.A chapter 11 filing by St. Louis-based Peabody, the U.S.’s largest coal miner, would be the latest in a wave of bankruptcies to hit top American coal producers, including Arch Coal Inc., Alpha Natural Resources, Inc., Patriot Coal Corp. and Walter Energy, Inc.U.S. coal miners are wrestling with high debt levels, low energy prices, new environmental regulations, the decline of steel production, and the conversion of coal-fired power plants to use natural gas made abundant by shale drilling.The industry’s troubles come amid a larger political debate over the future of coal that has flared up in the presidential contest. Most Democrats, concerned about the effects of burning fossil fuels on the environment, advocate a switch to cleaner energy sources, while Republicans decry job losses in the coal sector that they predict would come from policies cutting carbon emissions. The industry’s setbacks have been especially damaging in the coal strongholds of Wyoming and Appalachia.To be sure, this isn’t the end for coal. Just under one- third of the U.S. grid is still powered by coal, and hundreds of mines are still profitable and operating.center_img WSJ: U.S. Coal Sector Faces Reckoninglast_img read more

HGK poll: Coronavirus has hit tourism and hospitality the hardest so far

first_imgPhoto: Pixabay The HGK survey showed that two thirds (66%) of Croatian companies already feel the negative consequences of the coronavirus situation in their business, and more than half of them (53%) stated that their turnover has dropped. Source: HGK When asked what specific types of problems bother them, most companies (30%) reported difficulties in concluding new jobs, completing contracted jobs (29%) and performing existing jobs (28%). The most affected are travel agencies and companies engaged in providing accommodation, preparing and serving food, and so far small and medium-sized companies feel a greater negative impact than large companies. Survey results You can take a look at the following connectors. As far as expectations for the future are concerned, the most pessimistic are travel agencies that expect the strongest consequences for long-term business. As many as 92% of them state that they expect strong and medium negative consequences on long-term business, 62% on short-term. center_img They are followed by companies from the activity of providing accommodation, food preparation and serving (hotels, resorts, camps, other accommodation, restaurants, catering, cafes), among which 76% expect a long-term and 71% short-term strong and medium negative impact on business. Side dish: Travel agencies (69%), accommodation, food preparation and serving (62%) and transport and storage (51%) have strong and medium consequences for the current business. Questionnaire – you can fill out business difficulties due to coronavirus on this one connectors In the first two days alone, more than 1000 companies participated in the Croatian Chamber of Commerce survey, and the Croatian Chamber of Commerce called on entrepreneurs to continue to report business problems. pages of the Chamber.last_img read more

Grand main river mansion fetches more than $5 million

first_imgVideo Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 2:31Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -2:31 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenIs it a good time to list?02:31A grand main river mansion in Broadbeach Waters has changed hands for $5.7 million.Set on 1.609ha at 327 Monaco Street, the seven bedroom, seven bathroom residence had been extensively renovated by sellers Yvonne and Jay McPhee. The home is modern and spacious inside.More from news02:37International architect Desmond Brooks selling luxury beach villa7 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag1 day agoThe home boasts six ensuited bedrooms and a master retreat with his and hers bathrooms and dual dressing rooms. A large pool, water features and lush tropical gardens enhance the resort-style feel of the private property. RELATED: Top 10 Gold Coast sales of 2020 The resort-style residence at 327 Monaco St, Broadbeach Waters.Mr McPhee – managing-director of family warehousing business McPhee Distribution Services – and wife Yvonne bought the grand resort-style mansion for their family of six in 2015.The couple set about designing a resort-style, open-plan home, adding more bedrooms and a new kitchen to complete the $1.8 million makeover. Queensland’s best pool will have you walking on water Palm Springs-inspired estate has laid-back resort vibe A large pool and landscaped gardens create a tropical feel.The sale, which settled on July 11, was handled by Kollosche director Michael Kollosche and agent Ryan Ward. The name of the new owner has not been disclosed.last_img read more