Comments are closed. A rural borough council has introduced an innovative training programme tohelp its staff recognise and deal with symptoms of stress. Boston Borough Council, after receiving a grant from the DTI, developed thescheme to help council employees understand the increasingly widespreadcondition and prevent it from affecting their home or working lives. All line managers have attended training sessions that teach them how tospot signs of stress, assess the risks and, if necessary, support their staffcorrectly. Junior staff have also received stress awareness training which includessessions on recognition, positive coping strategies, support mechanisms andrelaxation techniques. Katharine Nundy, a personnel officer at the council, which employs around400 staff, said she hoped the measures would also help fulfil the HSE stressmanagement standards, due to be introduced next year. “It has helped our staff understand stress and really raised awarenessof the problem. It’s such a buzzword at the moment but not everybody knows whatit really means. “We also hope this will help with the HSE rules and in reflection, Ithink it will enable us to meet some of them,” she said. Boston was awarded money from the DTI Partnership Fund following a stressaudit in 2001 which identified some hotspots among frontline staff, especiallywhere they dealt with the public. Council launches training scheme to help workers recognise stressOn 2 Sep 2003 in Personnel Today Previous Article Next Article Related posts:No related photos.
Sensitive PositionNo Job Code/TitleAJ – Adjunct All candidates must attach to this application a cover letter,curriculum vitae or resume, and the names/contact information forthree references (as an “Other Document”).Virginia Commonwealth University is an equalopportunity/affirmative action employer. Women, minorities, andpersons with disabilities are strongly encouraged toapply. Open Until FilledNo Anticipated Hiring RangeCommensurate with Experience Organizational Overview Posting Details Job Category CampusMonroe Park Campus Ph.D., MFA, or Bachelor’s Degree in Theatre or related field3 + years of experience and extensive training in theatre andcommunication are required for instructors of WinningPresentations.3 + years of experience in Business for Instructors ofOrganizational Communications.Strong communication skills, superior written and presentationskills, a demonstrated commitment to excellence in teaching, and adesire to work collaboratively with colleagues.Teaching experience.Demonstrated experience working in and fostering a diverse faculty,staff, and student environment or commitment to do so as a facultymember at VCU .Candidates must be eligible for employment in the United States. Weseek candidates who have strong communication skills, superiorwritten, and presentation skills, a demonstrated commitment toexcellence in teaching, and a desire to work collaboratively withcolleagues. Working TitleAdjunct – Business Communication Hours/Week In response to a changing business world, in 2015-2016, theVirginia CommonwealthUniversity School of Business launched a strategic plan to harnessand build on strengths, ensure continued innovation and impact, andboldly ignite a collaborative energy among students, faculty,staff, alumni and the business community in Richmond andbeyond.The Undergraduate Studies Office in the School of Business atVirginia Commonwealth University is recruiting a pool of applicantsfor possible adjunct teaching positions for Business Communicationscourses including Winning Presentations & OrganizationalCommunication. As an Adjunct Professor in the School of Business,you will help support the new School of Business strategic planthat focuses oncreativity in the curriculum. Winning Presentationsis a course focused on helping students build confidence. It usespedagogical methods developed for the theater.Should funding for such adjunct teaching positions becomeavailable, the Undergraduate Studies Office will contact persons inthe pool whose credentials match our teaching needs. This pool willbe accessed only when an opening arises. Your credentials willremain active for one year after the date you submit them. Afterone year, if you are still interested in adjunct teaching, you mustreapply to this adjunct pool. Note that we are unable to hireapplicants who are not already in the pool. Remove from posting on or before06/30/2021 Recruitment PoolAll Applicants Position TypeAdjunct – Teaching DepartmentUndergraduate Studies Resource CriticalYes Is any portion of this position grant-funded?No Normal work days Ph.D.. or Master’s degree in Business, Theatre Pedagogy, orCommunication5 + years experience and extensive training in theatre andcommunication.2+ years of demonstrated excellence in teaching public speaking,business communications, or related courses at the collegelevel. Description of the Job Preferred Qualifications Additional Information Does this position provide patient or clinical services to theVCU Health System?No Normal work hours Job Open Date07/01/2020 Does this position require a pre-placement medicalassessment?No Special Instructions to Applicants At VCU, we Make it Real through learning, research, creativity,service and discovery — the hallmarks of the VCU experience. Apremier, urban, public research university nationally recognized asone of the best employers for diversity, VCU is a great place towork. It’s a place of opportunity, where your success is supportedand your career can thrive. VCU offers employees a generous leavepackage, career paths for advancement, competitive pay, and anopportunity to do mission-driven work. Required Qualifications Position NumberJ00001 Quick Linkhttps://www.vcujobs.com/postings/99584 Supplemental QuestionsRequired fields are indicated with an asterisk (*).Optional & Required DocumentsRequired DocumentsCover Letter/Letter of ApplicationResumeOptional DocumentsOther Document
This major new dual carriageway between St Neots and Cambridge and upgrade for the Black Cat junction will mean quicker and safer journeys for people and will also boost the economy and unlock housing. As well as significant improvements locally, the project will be a vital component in improving the regional and national road network. The improvements will complement our £1.5bn A14 upgrade and form part of a wider transformation of road links between Cambridge, Milton Keynes and Oxford. Well over 4,000 people took part in our consultation last year, with more than 2,000 people attending one of our public events, and it is great to see that our proposals have such strong backing. I would like to thank everyone who took part for their contribution in helping to shape this vital upgrade for the area’s road network. With the options now chosen, we can push ahead with a more detailed design, which we will put to people for their input again later this year. In a project that will improve a key east-west road link, journeys on the A1, the A421 and the A428 will be improved by a new three tier junction at the Black Cat roundabout in Bedfordshire, which will allow drivers to pass through the junction uninterrupted, while keeping the roundabout clear for drivers making turns between the roads.And a brand new, 10 mile dual carriageway will link directly between the upgraded Black Cat junction and the Caxton Gibbet roundabout near Cambourne in Cambridgeshire, with a new junction at Cambridge road and new bridges. The existing A428 will become a local road serving communities between St Neots and Caxton Gibbet.Options for the new road scheme were put to the public in 2017, and the route being announced today (18 February 2018) combines the best mix of benefits and were also the most popular options at consultation. The chosen options were referred to at the consultation as the Orange Route and Option C respectively.Highways England project lead Lee Galloway said: Currently, the A428 between the A1 at Black Cat and the A1198 at Caxton Gibbet is a single carriageway with a series of roundabouts and give-way junctions. It experiences severe congestion and delays during peak periods or if there is an incident in the wider South Cambridgeshire area. The improvements will cut the average peak time journeys between the Black Cat and Caxton Gibbet junctions by more than a third – around a 10 minute saving on every trip.The improvements will tackle these delays by creating a new dual carriageway, with junctions served by slip roads, and bridges to carry local roads over it. The new dual carriageway will lead directly to the Black Cat junction which is itself being upgraded to allow smoother, safer access between the A1, the A421 and the A428. The A428 currently joins the A1 at Wyboston 1.5 miles to the north.Retaining the existing A428 for local traffic will offer significant benefits for communities along the route, while four new routes for pedestrians, cyclists and equestrians will maintain and improve access across the new road.Three options for the new road were put to the public in 2017, along with three options for the junction upgrade. The chosen options announced today were referred to at the consultation as the Orange Route and Option C respectively. 89 percent of respondents agreed with the need for the upgrade, with a clear majority of respondents backing the options chosen today (83 per cent for the Orange route and 60 per cent for Option C).The scheme is valued between £810m and £1.4bn, and is being funded by the Government’s £15bn Road Investment Strategy, the biggest investment in road infrastructure since the 1970s.Today’s announcement paves the way for a further, more detailed consultation later in 2019, and a planning application, expected in 2020. Subject to statutory processes, main construction work on the upgrade could start before April 2022.For more information about the A428 Black Cat to Caxton Gibbet improvements and to keep up to date, visit the scheme web page.General enquiriesMembers of the public should contact the Highways England customer contact centre on 0300 123 5000.Media enquiriesJournalists should contact the Highways England press office on 0844 693 1448 and use the menu to speak to the most appropriate press officer.
The Harvard Alumni Association has announced the recipients of the 2010 Harvard Medal: Nina Archabal ’62, M.A.T. ’63, Paul Buttenwieser ’60, M.D. ’64, C. Kevin Landry ’66, and Dean Whitla, Ed. ’60.The Harvard Medal was first given in 1981, and the principal objective of the awarding of the medal is to recognize extraordinary service to Harvard University. President Drew Faust will present the medals during the annual meeting of the Harvard Alumni Association on the afternoon of Commencement, May 27.Nina Archabal cares deeply for Harvard, and her service has been substantial. A member of Harvard’s Board of Overseers from 1997 to 2003, she served as vice chair of its executive committee and chair of its standing committee on Schools, the College, and Continuing Education. She also served as an Overseer liaison for the Center for Hellenic Studies, Dumbarton Oaks, and the Committee on Women Undergraduates. As chair of the visiting committee for the Peabody Museum, she shares her insight on how to advance the core mission of all of Harvard’s museums. Additionally, she was a member of the committees to visit the Department of Anthropology and the University Library.A resident of Minnesota since 1965, she was a longtime member of the Radcliffe Club of Minnesota and supports the work of the Harvard Club of Minnesota. She has been with the Minnesota Historical Society since 1977, and has served as chair, director, and state historic preservation officer. Additionally, she has chaired the United States Committee of the International Council of Museums since 2005, and she served as a trustee of the Library of Congress American Folklife Center and as chair of the American Association of Museums. President Clinton awarded her the National Humanities Medal in 1997.She and her husband, John, have a son, John.Paul Buttenwieser is unequaled in the breadth of his involvement across the University, and beyond Harvard he is deeply involved in causes that address issues in education, the arts, poverty, and social justice.As an Overseer from 2001 to 2007 he served on visiting committees to the Graduate School of Education, where he participated in shaping the new Doctorate in Education Leadership program, as well as to the College, and the Departments of Music, English, Psychology, Visual and Environmental Studies, and Government.He has been deeply involved in class reunion fundraising and is co-chair of the Reunion Gift Steering Committee for the Class of 1960’s 50th reunion. He also co-chaired his 35th and 40th reunions and was a member of the 25th Reunion Gift Committee. He is a member of the Boston Major Gifts Committee, Harvard Art Museum’s Director’s Advisory Council, and the Faculty of Arts and Sciences (FAS) Science, Teaching, and Research Planning Committee, and he is a trustee of the American Repertory Theater. Additionally, he was a member of the Phillips Brooks House Association Committee, the FAS Financial Aid Council, and Harvard Medical School’s Campaign Committee.A practicing psychiatrist, novelist, arts advocate, and community volunteer, Buttenwieser and his wife, Catherine, founded the Family-to-Family Project in response to the crisis of family homelessness. They have three children, Stephen ’89, M.D. ’01, Susan, and Janet.C. Kevin Landry is unparalleled in his support for Harvard College and is a leader among Boston-area alumni as a co-chair of the Boston FAS Major Gifts Committee. Additionally, Landry serves as a member of the Committee on University Resources and the FAS Dean’s Council, and has been a leader of his College Class, co-chairing the class’s 25th, 30th, 35th, 40th, and 45th Reunion Gift Committees. He received The Flood Leadership Award and the David T.W. McCord ’21 Award in recognition of his extraordinary leadership and service to the Harvard College Fund.Landry has played a significant role in how hands-on science is taught to undergraduates through the funding of the Jeremy Knowles Undergraduate Teaching Laboratory, the first interdisciplinary teaching space on campus that supports active learning across the sciences and engineering. He is also a loyal fan of the Department of Athletics, endowing the women’s ice hockey head coach position and improving the overall conditions of the Bright Hockey Center.He is chairman of TA Associates, one of the oldest private equity firms in the country, and is a member of the Private Equity Hall of Fame. Additionally, he is a trustee of the Museum of Fine Arts and a former trustee of Middlesex School.He and his wife, Barrie, have three children, Kimberly ’93, Ed.M. ’01, Jennifer ’99, and Christopher.Dean Whitla is one of Harvard’s quiet heroes. Having served as founder and director of Harvard’s Summer Institute on College Admissions for 45 years, he researched and advocated for better practices in the use of nationwide tests and for stronger financial aid programs for underrepresented, low-income college students, enabling admissions committees everywhere to accommodate the changing educational and social climate.Whitla’s own research explored college teaching and learning, and how to increase student diversity and educational effectiveness. Chief Justice Sandra Day O’Connor cited his research during the landmark University of Michigan cases Gratz v. Bollinger and Grutter v. Bollinger, which allowed the continuance of affirmative action.Earlier in his career he worked in Nigeria to help improve the offerings of a Harvard-sponsored secondary school.He served as director of the Office of Instructional Research and Evaluation, the Harvard-Danforth Center for Teaching and Learning, and its successor, the Bok Center for Teaching and Learning. A former Allston Burr Senior Tutor in Lowell House, he was a lecturer in the Graduate School of Education, chairing its program in counseling and consulting psychology. Additionally, he twice directed the reaccreditation process for the University, and was a longtime member of the Harvard College Committee on Admissions.He continues his service as a freshman adviser, a member of the Lowell House Senior Common Room, co-director of a research project at the Medical School, and an adviser to the Harvard Faculty Club Board of Advisors.
South Bend mayor Pete Buttigieg announced he was joining the race for Democratic National Committee (DNC) chairman Jan. 5. On Feb. 25, 447 members of the DNC will vote in Atlanta for the new chair. Until then, a group of 15 to 20 students from Notre Dame are working with members of the South Bend community on Buttigieg’s campaign. “I think you can tell that he’s genuine, and you know that he has your best interests at heart,” fifth-year student Bryan Ricketts said. “ … He did that with South Bend and the business community, he did it with college students and he did it with the communities that were disadvantaged. Generating action is what makes him such a compelling person and why I think he’d be great in the DNC chair.”Some of the students traveled to the Detroit Forum on Feb. 3 and 4 to support Buttigieg and talk to DNC members about why they were rallying for him. Senior Andrew Galo said they focused on “visibility” and relaying Buttigieg’s story and message. “[The forums are] exciting; they’re fast-paced; they’re high-energy,” he said. “Basically, [they are] day-long events with panel debates with all the candidates for the various offices. … The whole day consists of them debating. “Each campaign will have a table or a booth. We had South Bend goodies to hand out and platforms and buttons and stickers and all that. It’s basically a glorified school council election throughout the whole day.” The next forum students attended was in Baltimore on Saturday. Galo, who attended both the Detroit and Baltimore forums, said seeing a young person make a difference in the Democratic party was inspiring. “[Buttigieg is] so accessible, and he’s really sought out every member of our community to bring them together and work for the city,” he said. “ … For us, as college students, it’s really great to have a member of our generation moving forward with the party. We’re millennials and we’ve got a bad rap; he’s a millennial too, and he’s looking to bridge that gap.”Sophomore Prathm Juneja, who interned with Buttigieg as a freshman, said his story is “so inspiring”: Buttigieg attended Harvard as an undergraduate before being named a Rhodes Scholar, served in the U.S. Navy Reserves and was the first openly gay executive in Indiana.“[On Sunday], he had two fundraisers in Chicago, and he asked me if I could get four volunteers,” he said. “We went up to Chicago, and it was great. We basically just help out in anyway possible. That was organizing the events and getting them ready and decorating them and greeting people when they enter — anything to show how incredible [Buttigieg] is.”If Buttigieg wins the chair, Ricketts said he has high hopes and expectations for the mayor to revitalize the Democratic party. “One of the biggest struggles of the Democratic party is clearly connecting to voters,” he said. “There were huge losses and it’s not just about the presidency — it’s about the Congress, it’s about the state governors and the state legislators and even the local races. “I think [Buttigieg], being a local guy, understands that winning the mayor’s race and winning the clerk’s race and winning the treasurer’s race, the sheriff, the school board; those are all important. … If we can build a party that recognizes it starts [locally] rather than in Washington, we’ll be much better off.”Tags: College Democrats, DNC chair, Pete Buttigieg
Advertisement Comment And ahead of the north London derby on Sunday, Arsenal legend Thierry Henry maintained that he never thought in depth about his rivals as a player, let alone now as a fan.‘It’s going to be a weird one, it’s going to be the first one where it’s going to be in this type of situation,’ Henry told ESPN.‘It’s going to be funny to hear Mourinho talk about it.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal‘I saw the other day he already started to have a go at Arsenal, that was pretty funny at the end of the day.‘But no, listen, I didn’t think about it too much. Because I don’t think about Tottenham and I never did in fairness so it won’t change.’MORE: Martinez names the two ‘different class’ Arsenal stars who will become the world’s bestMORE: Mikel Arteta insists Pierre-Emerick Aubameyang is happy with Arsenal role after complaints from striker’s brotherFollow Metro Sport across our social channels, on Facebook, Twitter and Instagram.For more stories like this, check our sport page. Metro Sport ReporterThursday 9 Jul 2020 10:22 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link6.5kShares ‘I don’t think about Tottenham, never did’: Thierry Henry hits back at Jose Mourinho’s Arsenal jibe Henry says he doesn’t think about Tottenham in response to Mourinho (Pictures: ESPN/Getty Images)Thierry Henry has responded to Jose Mourinho’s dig at Arsenal by insisting that Tottenham have never even entered his headspace.The Spurs boss felt aggrieved by a social media post from the Gunners which mocked their bitter rivals over their 3-1 loss to Sheffield United last week.Having already beaten the Blades 2-1 in the FA Cup quarter-finals the previous weekend, Arsenal posted the highlights of the victory along with the comment: ‘It’s not easy beating Sheffield United at Bramall Lane. Here’s a reminder of how it’s done’.Mourinho was not happy with his side being taunted and decided to bite back.AdvertisementAdvertisementADVERTISEMENT‘If they [Arsenal] were top of the league or fighting for top four in a really good moment they wouldn’t enjoy the problems of others,’ he said.‘You only enjoy the problems of others when you are also in trouble. In the end it says more about them, they don’t have much to celebrate [so] they have to get every opportunity to do it. They are in a very similar situation to us in the table.’ Advertisement
Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf Weekly Update: Announcing Reduction in PSSA Testing, Encouraging Stability for Insurance Premiums, Standing United Against Hate, Touting Economic Growth in Pennsylvania SHARE Email Facebook Twitter By: The Office of Governor Tom Wolf By shortening the PSSA’s, we’re ensuring that our kids can focus more on learning in the classroom and less on preparing for one exam. https://t.co/SeFZrzgk6b— Governor Tom Wolf (@GovernorTomWolf) August 15, 2017 The Blog, Weekly Update Governor Wolf kicked off this week in Harrisburg with a joint announcement with the Department of Education regarding a reduction in testing time for the PSSA standardized tests. To address the concerns of students, parents, and educators, the Department of Education worked with stakeholders to reduce the length of the tests by 20 percent. On Thursday, the governor traveled to Pittsburgh to tout and discuss the benefits of the reductions with parents and educators.On Wednesday, Governor Wolf sent a letter to the PA Congressional Delegation regarding the Congressional Budget Office’s analysis of the potential impact of terminating payments for cost-sharing reductions. The governor urged Congress and President Trump to continue payment of cost-sharing reductions for the remainder or 2017 and all of 2018 to ensure that insurance premiums in Pennsylvania, and across the country, remain stable.After the weekend events in Charlottesville, Governor Wolf condemned the hatred and bigotry of white supremacists. “The white supremacy rally in Charlottesville does not reflect the values we hold as Pennsylvanians or as Americans,” Governor Wolf said. “We must speak out strongly for true American values of justice, fairness, and compassion and lead with our actions to reject the groups that gathered in Charlottesville.”On Thursday, Governor Wolf attended Ag Progress Days where he highlighted the importance of building Pennsylvania’s agriculture industry and rural communities. Continuing economic growth in Pennsylvania communities is a priority for Governor Wolf and, also on Thursday, the governor announced completed financing by the Commonwealth Cornerstone Group to combat blight and help revitalization efforts in downtown Lancaster. On Friday, the governor also announced new jobs coming to Elk County with the expansion of Clarion Sintered Metals.Governor Wolf’s Week, August 13, 2017 – August 19, 2017Monday, 8/14/17Governor Wolf Announces PSSA Testing Reduction to Benefit Students, Teachers, and Parents511PA Website Feature to Assist Travelers to Little League World SeriesGovernor Wolf, Advisory Commission Stand United Against HateTuesday, 8/15/17Wolf Administration to Use 21st Century Cures Grant Funding to Further Expand Access to Medication-Assisted TreatmentWednesday, 8/16/17Governor Wolf Writes PA Delegation Regarding CBO Analysis of Ceasing Payments for Cost -Sharing ReductionsGovernor Wolf Touts Work to Build Vibrant Agriculture Industry, Rural Communities in PA during Visit to Ag Progress DaysThursday, 8/17/17Governor Wolf Tours Standardized Test Reduction Benefiting Students, Parents, and TeachersVIDEO: Governor Wolf Welcomes Little League Players, Families to PennsylvaniaGovernor Wolf, PennDOT Announce Completion of State’s First Diverging Diamond InterchangeGovernor Wolf Announces Tax Credits for Rehab and Reuse of Lancaster’s Vacant Bulova Technologies BuildingFriday, 8/18/17Governor Wolf Announces Expansion of Clarion Sintered Metals in Elk County, Creation of 55 New JobsHighlights from The BlogWolf Administration Announce Reduction in Standardized Testing (Round-Up)Highlights from TwitterToday is the start of #LLWS2017 — to everyone participating, spectating, and working: have fun, and good luck. Welcome to Pennsylvania! pic.twitter.com/jkSmvUvyTv— Governor Tom Wolf (@GovernorTomWolf) August 17, 2017 August 18, 2017
The UK’s accounting and audit regulator has highlighted support for new stewardship requirements for investors similar to those currently imposed on company directors.Respondents to a recent Financial Reporting Council (FRC) consultation supported modifying the UK stewardship code to include a duty for investors similar to section 172 of the UK Companies Act.The accounting watchdog is due to present a revised stewardship code for public consultation later this year, but asked for views on some initial questions when it consulted on amendments to the corporate governance code in December.The FRC floated the idea of a “section 172 for asset managers”. Under this part of the UK’s Companies Act 2006, directors have a duty to promote the success of a company for the benefit of shareholders, but in doing so they must have regard to a number of other factors and stakeholders, including employees. Reporting on feedback to both consultations yesterday, the FRC said the majority of respondents were in favour of the stewardship code mirroring at least some elements of the code for listed companies.“Many respondents were in favour of including a similar duty for investors as exists under section 172 of the Companies Act for directors,” the FRC reported.The revised corporate governance code, which was unveiled yesterday, asks boards to describe how they have considered the interests of stakeholders when performing this duty – or to explain why they haven’t done so.The FRC said there was support for stewardship code signatories to report on how they had considered a wide range of stakeholders in their own organisations, their investment process, and the companies in which they invest.There was support for strengthening the definition of the purpose of stewardship and for including issues such as culture and diversity and workforce matters within the code.However, many respondents were wary about the code including a prescribed list of environmental, social and corporate governance (ESG) issues to be monitored and acted on.The FRC said: “There was a broad preference for the stewardship code to encourage a focus on material long-term issues, or to require a description of how investments and stewardship approaches align with clients’ long-term interests, as a useful way of encouraging signatories to consider ESG issues, without being too prescriptive.”Stewardship by bondholdersA majority of respondents also felt it would be helpful to have clearer expectations of the stewardship roles and responsibilities of those “at different points in the investment chain”, the FRC reported.Many respondents called for specific attention to be paid to the role of proxy advisers.The current stewardship code, which was last reviewed in 2012, is primarily concerned with the role of investors as shareholders in publicly listed companies. According to the FRC, however, there was broad agreement among respondents that “including an increased range of asset classes… would be helpful, with fixed income assets being the most frequently cited as appropriate for inclusion”.There were 109 responses to the December 2017 consultation questions on the stewardship code. A breakdown by type of respondent was not provided.The UK stewardship code is aimed at fund managers, pension fund trustees and other asset owners and can also be used by service providers.The FRC recently appointed a 17-strong committee of investors to help inform its future work on issues such as corporate governance and stewardship.
Albeit early signs of recovery became visible during the first months of 2017, the shipping industry’s protracted slowdown will continue to exert pressure on German ship lenders’ profitability.In its latest report, Moody’s rating agency informed that the five biggest German ship lenders reported outstanding ship-related loans of EUR 59 billion at the end of 2016, with an average problem loan ratio of 37% in 2016, up from 28% in 2015.This rise forced several banks to raise reserves and, in part, realise losses during 2016. While this has improved the banks’ aggregate problem loan coverage ratio to 51% at the end of 2016, from 45% in 2015, Moody’s believes a coverage ratio of at least 60% is necessary for banks to be adequately provisioned for potential losses from shipping loans.“Despite measures taken by individual banks in recent years, some German lenders to the shipping industry will face incrementally higher credit costs as long as the industry fundamentals remain weak and supply outstrips demand,” Michael Rohr, a Moody’s Vice President – Senior Credit Officer, said.Sustainably raising the coverage ratio to this level will be most challenging for DVB Bank S.E. and Norddeutsche Landesbank GZ. These two banks therefore are at risk of incurring net losses and see their capital erode further during 2017, Moody’s informed.
The Independent 10 March 2014Women who drink less than the officially recommended intake of alcohol during the first weeks of pregnancy may still be at higher risk of having smaller babies or of giving birth prematurely compared to women who do not drink alcohol at all, a study has found.The Department of Health recommends that women should not drink during pregnancy but accepts that some women do and so has recommended that in such cases they drink no more than one or two units of alcohol – equivalent to a small glass of wine – and no more than once or twice a week.However, the first study to follow a group of British women both before and during pregnancy has found even such small amounts of alcohol each week can have a significant effect on the birth-weight of babies and whether they are born prematurely, which are both linked with poor health later in life.“We found that the first trimester [12 weeks] to be the period most sensitive to the effect of alcohol on the developing foetus,” the researchers said in a study involved nearly 1,300 pregnant women, published in the British Medical Journal.“Women adhering to guidelines in this period were still at increased risk of adverse birth outcomes. Our findings suggest that women should be advised to abstain from alcohol when planning to conceive and throughout pregnancy,” the researchers said.http://www.independent.co.uk/life-style/health-and-families/health-news/embargo-2330drinking-during-the-early-stages-of-pregnancy-increases-chances-of-harming-your-baby-even-in-small-amounts-study-finds-9182458.html